Trip cancellation coverage will reimburse for paid expenses, less any refund you receive:
(a) Your travel and accommodation expenses; and
(b) any charges for Your tickets or bookings to activities such as theatre shows, theme parks, concerts and sports
activities/events.
Trip cancellation coverage will only respond to the below 7 specific causes.
When You have to unavoidably cancel any part of Your trip within 30 days before the trip due to:
(a) death, Serious Injury or Serious Illness * occurring to You, Your Family Member or Travel Companion;
(b) unexpected outbreak of Strike, Riot or Civil Commotion at the planned destination;
(c) witness summons that are not made known to You before the trip was booked;
(d) serious damage to Your residence in Singapore from fire or flood occurring within one (1) week before the
Your trip;
(e) an Epidemic or Natural Disaster at the planned destination;
(f) any event leading to airspace or airport closure;
(g) advisory from Singapore’s Ministry of Foreign Affairs to defer non-essential travel to the planned destination.
In addition to the General Exclusions, It will also not pay any claims:
1. for loss of frequent flyer reward points or holiday points that You have used, in part or full, to pay for any part of the trip.
2. if this Policy was purchased less than three (3) days before the commencement of the trip. This does not apply if You, Your Family Member or Your Travel Companion suffer death or life-threatening injury, due to an Accident occurring after You have purchased this Policy.
* Serious Injury or Serious Illness
(a) When applied to You refers to any Injury or Illness that results in You being certified by a Doctor as unfit to continue with Your trip.
(b) When applied to a Family Member or Travel Companion, it refers to any injury or illness that is certified as being life threatening and requires immediate medical treatment by a Doctor.