This comparison focus on the core benefits (base plan) only. Best effort has been put in to ensure accuracy. Please refer to policy wording for details and exclusions.
Accidental Death / Permanent Disablement
| AXA | AIG | QBE | |
| Accidental Death (AD) / Permanent Disablement (PD) | Silver $150,000 Gold $350,000 Platinum $1 million | Standard $100,000 Preferred $200,000 Deluxe $300,000 Prestige $500,000 | Plan A $100,000 Plan B $200,000 Plan C $500,000 Plan D $1 million |
| Additional payout (overseas) | Additional 50% (AD only) | NA | NA |
| Additional payout (Public Transport) | Double (AD only) | Double (AD or PD), with additional premium |
Medical Expenses
| AXA | AIG | QBE | |
| Period of Reimbursement | 12 months | 12 months | 365 days |
| Medical Expenses | Silver $2,000 Gold $5,000 Platinum $10,000 per accident Double indemnity when Hospitalization for more than 48 hours LOG for Overseas Hospitalization - Gold or Platinum plan only Ambulance fees to Hospital - up to $500 | Standard $2,000 Preferred $6,000 Deluxe $8,000 Prestige $10,000 per accident | Plan A $3,000 Plan B $5,000 Plan C $10,000 Plan D $10,000 per accident |
| Ambulance expenses | Following discharge from Hospital. Up to $4,000 | Following discharge from Hospital. Up to $5,000 | |
| Mobility aids | Up to $5,000 : Mobility aids up to $1,000 per accident. : Home / Vehicle modification - Upon PD | ||
| Home / Vehicle modification | No | No | |
| Physiotherapy | $1,000 per year | up to $100 per visit and up to max. limit of $ 300 for any one Accident. | As part of medical expenses |
| Chiropractic | with additional premium | $750 sub-limit of medical expenses | |
| TCM | |||
| Temporary Total Disablement | Silver NA Gold $350 Platinum $1,000 per week | with additional premium | Plan A $100 Plan B $200 Plan C $500 Plan D $1,000 (at least one week) |
| Hospital Income (Injury) | with additional premium | Daily Standard $50 Preferred $100 Deluxe $150 Prestige $250 | Daily $100 |
| Food Poisoning | Yes | Yes | Yes |
| Dengue Fever | Yes | Yes | Yes, including Zika Virus |
| Insects and Animal Bites | Yes | Yes | Yes |
| Personal Liability | No | No | Up to $ 100,000 |
Child Cover
| AXA | AIG | QBE | |
| Free | 20% of adult sum insured with HFMD benefit | 25% for Deluxe/Prestige | Free for up to 3 Children |
| Top Up coverage | Option to top up to 50% of adult sum-insured with additional premium | NA | NA |
Information
| AXA | AIG | QBE | |
| Premium | Check rates | Check rates | from $120 to $1,080 |
| Info Pack | Website | Website |