This cover is effective 1 December 2020 and is available to all existing and new SmartTraveller customers 

travelling under permitted arrangements.


The plan will provide the following benefits for situations arising from COVID-19:


BenefitsEssential PlanComprehensive Plan
1Overseas Medical Expenses
Up to $50,000
Up to $100,000 
2

Overseas Hospitalisation Allowance

$100 per day,
up to $1,000

$100 per day,

up to $2,000

3Overseas Quarantine Allowance
$50 per day, up to $350 
$50 per day, up to $700
4

Emergency Medical Evacuation and Repatriation

Covered Covered 
5a

(a) Trip Cancellation

(a) $1,000
(a) $2,000
5b(b) Trip Postponement(b) $500(b) $1,000
6

Trip Curtailment or Rearrangement

$2,000 
$4,000



Here are examples of situations where the traveller will be covered:

• Tested positive for COVID-19 and requires hospitalisation during the trip;

• Had to cancel the trip after failing the temperature screening at the departure gate at the airport and later certified to be infected with COVID-19;

• Forced to be quarantined due to COVID-19 infection whilst overseas;

• Forced to cancel trip as the sole travelling companion tested positive for COVID-19;

• Had to rearrange itinerary, whilst overseas, as there were no flights due to COVID-19.


Here are examples of situations where the traveller will not be covered:

• Had to cancel the trip in compliance with Singapore government advisory against travel to the specific destination;

• If the general entry requirement for all inbound visitors is to self-isolate / quarantine for 14 days upon arrival in the country, quarantine allowance is not covered;

• Cost of Polymerase Chain Reaction (PCR) or ‘swab’ test or other post-arrival tests if the result is negative;

• Cruise holidays;

• One-way trips.